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Personal Loan Calculator

Get the numbers you need here.

$500 $300,000
20 Months
1 month 36 months

Learn more about what Lending Bee® offers!

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We are Lending Bee®

Legal & Licensed Money Lender Singapore

Lower interest rates,
higher borrowing limit

No matter the purpose of your loan, Lending Bee has the ability to cater to your needs.

Longer repayment period,
because we can

We provide our customers with a comfortable repayment plan, exclusively crafted.

Convenient loan applications,
exclusive benefits

Enjoy a hassle-free loan application via our mobile app and unlock attractive benefits.

Easy loan eligibility,
free cancellation

With lowered loan criteria that are easy to qualify, loan approval rates are increased.

100% Privacy & security,
high confidentiality

Your privacy is our top priority. We will not disclose any of your personal information.

Unique packages for all
income groups

We believe that financial help should be accessible to everyone, including those from lower income groups.

Our Credit Solutions

Regardless of the financial knot you find yourself in, our credit solutions will bring you one step closer to achieving your financial dreams. As an experienced private money lender in Singapore, we cater the best loan packages for you.


As one of the prominent private money lenders in Singapore with more than 1,500 positive customer reviews, we aim to help all our customers financially. View more reviews

Christie Lim
Christie Lim
Mar, 2021
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Andy and Yuan Xi are friendly and informative and professional. The process was smooth and fast. This company offers term payment loans for larger amounts.
Lee JR
Feb, 2021
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Taken an urgent loan from Ms Amanda and was very pleased in her prompt service and she was definitely responsive in all the questions I have. I'd strongly recommend Ms Amanda's services.
Feb, 2021
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process very transparent and fast.. love the free mask provided by the company, very thoughtful of them. thanks lending bee toa payoh.
Afiq Azmi
Jan, 2021
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Assisted by Mr Andy and Enid regarding the loan to clear some debts. Really helpful, patient and very understanding towards the situation and purpose of the loan. Would recommend to others if in need of personal loans! Thank you!
Miss San
Miss San
Jan, 2021
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Ms Samantha is very friendly and very meticulous in helping me with her loan. Lending bee has been a very smooth and easy transaction to apply loan. Highly recommended. No gimmick at all. Low interest among the rest.
acapemma matrixx
Jan, 2021
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It very good value..Andy Tse. have been great for helping me for getting the loan. He will calculate for me. Enid have been good recep for explaining to me in detail.. 🤗
abu babu
abu babu
Jan, 2021
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Fast response to enquiry, assist to suggest better financial planning...thank you so much alfred..
Tan Thian Seng
Dec, 2020
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Mr. Andy Tee and Ms Loke Yuan Xi are very friendly and professional, they are very helpful and willing to understand your needs and clear in explaining to you regarding the loans. I strongly recommend lending bee if you need any financial helps.
Thong Li Tan
Dec, 2020
Read More
Lending Bee staff is professional and friendly. When a person is in needs for money and they provide the right need and helpful. Excellent lending compared to others.
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3 Simple Steps to receive
your instant cash loan

Lending Bee empowers you with the immediate financing that you need. Get started with one of the leading private money lenders in Singapore.

Submit Online Application

Register an account on our mobile app or simply fill up the loan application form. Takes only 3 mins.

Receive Application Status

Outcome of the loan with the maximum loan amount and tenure will be provided to you in less than an hour.

Fast Cash Disbursement

Head down to your selected Lending Bee® branch, sign the contract and get your money instantly.

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Want to speed up your loan approval process?

Here’s our little blueprint that quickens the entire loan process for you.

Frequently Asked Questions​

We have the answers for you.

Lending Bee® is your trusted financial partner, offering loans to finance your personal and corporate investment needs. 

As a legal and licensed moneylender with the Ministry of Law, Lending Bee® strives to provide the best for our borrowers.

We understand that there are times when a little extra financial help is required, to finance the various milestones in life.

With our personalized financial solutions, our customers enjoy the help they need as we offer one of the lowest interest rate in Singapore.

Out of 156 licensed moneylenders, we are 1 of the 6 firms selected by the Ministry of Law to pilot alternate business models for moneylending.

What does this mean? Running on this scheme simply means we have proven ourselves in terms of detailed paperwork and procedures, and a large capital backing. 

You can therefore be sure that if you come to us for a loan, you would benefit from extremely fast approvals as well as a peace of mind.

We also offer a wider range of credit solutions as compared to other licensed moneylenders, therefore we are confident that you will find one that suits your needs from our wide variety of loans.

We understand that if you are taking out a loan for the first time, it might be a daunting process. Fret not! Hear it from our customers!

With over 1,500 positive customer reviews, we are proud to say that we are one of the more outstanding private moneylenders in Singapore. Our friendly loan officers are trained to be both efficient and professional, so as to provide you with customer service of the highest standard.

As seen in our reviews, both new and returning customers highlight the patience and thorough explanations by our loan officers. 

This means that we do our utmost best to ensure that you fully understand your loan terms and conditions before signing off.

Finally, all our customers enjoy comfortable repayment schedules and reduces the risk of incurring unnecessary late payment fees. 

This is achieved with the help of our heavily invested mobile app, designed with our customers in mind.

Our mobile app allows our customers to conveniently apply for a loan, check on their loan status, retrieve loan account statements instantly, as well as the chance to earn rewards and vouchers.

Borrow with confidence. With us, you can. Rest assured that Lending Bee is a reputable and legal private money lender in Singapore.

Here’s what we offer: 

  • Quick and fuss-free loan application process (within 3 minutes)
  • Lower interest rate
  • Fast approvals
  • Higher borrowing amount
  • Mobile app to apply for a loan / check on loan statement anywhere, anytime 
  • Installment calculator to help you understand better
  • Customers receive vouchers and lower admin fees (depending on the membership tier)

For Singaporeans / PRs:

  • Proof of identity (NRIC, passport)
  • Proof of income (CPF / bank statements)
For Foreigners:
  • Work Permit / S Pass / E Pass
  • Proof of residence (Utility bills, phone bills, tenancy agreement, etc.)
  • Payslips / bank statements

3 minutes to fill up the loan application form, and our loan officers will get back within the hour.

Leveraging on the latest technology, our professional team will be able to respond that quickly. 

Yes, you can! 

While banks often turn away customers with bad credit scores, Lending Bee® does not limit any possibility, and we welcome all credit scores to apply.

We evaluate each case individually and will do our best to understand each and every applicant’s situation.

If we find that your current financial situation is something within your means, we are happy to provide a loan to you.

We aim to help our borrowers regardless of their credit scores. This is why we do not have specific restrictions with regards to credit scores.

You can easily apply for a loan here

Once you’ve signed the loan contract, you can receive your money in cash or cheque right on the spot, at any of our 4 outlets across Singapore.

Before applying for a loan, you should:

  • Make sure that you understand all of the loan terms and conditions before signing the contract. You will be legally obliged to fulfil any loan contract you enter with any licensed money lender.
  • Consider if your finances can handle the loan. Do think about your financial obligations and your income, and that you will have a clear plan for the subsequent loan repayments.
  • Understand that late payment fees and interest will be charged upon late repayments. 
  • Based on Singapore’s law, the licensed moneylender has to explain the loan contract in a language that you understand.
  • The licensed money lender has to provide you with a copy of the loan contract.
  • You are encouraged to clarify any questions with regard to the loan terms, such as the tenure.
  • Take your time to shop around before choosing a licensed money lender to borrow from. 

After your loan is approved, we will transfer the money to your bank account or pass you the entire principal amount that you’ve agreed upon on the spot.

(Please be aware that there will be a small administrative fee, which will be deducted from the principal amount)

Next, you just need to ensure to make punctual loan repayments, and that’s it!

Lending Bee has developed our very own mobile app from scratch, made with our valued customers in mind. 

With the app:

  • You can apply for a loan easily via the mobile app
  • Receive the results of your loan application quickly
  • Check on the status of your loan application 
  • Easily access our loan calculator 
  • View your statement of accounts in seconds
  • View and set reminders for your loan repayments. You will never miss a repayment and incur late fees!
  • Calculate your expenses and budget 
  • Receive the latest financial news for free from major news channels 
  • Earn points which can be redeemed for loan vouchers / NTUC vouchers 
  • Members will enjoy better loan rates based on their membership tier 

Check the financial institution’s name against the list of licensed moneylenders created by the Ministry of Law.  

If you’re looking for other telltale signs, a licensed money lender is NOT allowed to: 

  • Use texts / WhatsApp messages / calls to get you to sign up for a loan with them
  • Approve of a loan remotely, without asking you to meet them at their place of business 
  • Ask you to pay any installment before receiving the actual loan money
Moreover, licensed money lenders are only allowed to use the following advertising channels to communicate their messages: 
  • Business or consumer directories 
  • Their internet websites (please be aware of scammers impersonating themselves as licensed lenders)
  • Shopfront and window decals where they conduct their business
Therefore, if you come across any other forms of advertising (such as Google Ads, Facebook Ads) from Lending Bee, avoid them at all cost! They are either loan sharks or loan scams.

Lending Bee has branches all across Singapore. 

1. Lending Bee Far East Plaza (Orchard branch)

  • 14 Scotts Rd, Far East Plaza, #02-44/45 (near Orchard MRT)
    Singapore 228213
  • Mon – Sat: 11.00am – 8.00pm
    Sun: 10.00am – 7.00pm
    (Closed on Public Holidays)

2. Lending Bee Yishun Branch

  • Blk 925, Yishun Central 1, #01-233 (near Yishun MRT) Singapore 760925
  • Mon – Sat: 11.00am – 8.00pm
    Sun: 10.00am – 7.00pm
    (Closed on Public Holidays)

3. Lending Bee Bedok North Branch

  • Blk 213, Bedok North Street 1, #01-111 (near Bedok MRT)
    Singapore 460213
  • Mon – Sat: 11.00am – 8.00pm
    (Closed on Sundays & Public Holidays)

4. Lending Bee Jurong East Branch

  • Blk 135, Jurong Gateway Road, #01-335 (opposite Jurong East MRT)
    Singapore 600135
  • Mon – Sat: 11.00am – 8.00pm
    Sun: 10.00am – 7.00pm
    (Closed on Public Holidays)
For full contact details, please click here

You can check your monthly repayment schedule via Lending Bee’s mobile app / online account / via our professional loan officers. 

You can also request for your statement of account from any of our branches.

Borrow With Confidence.
With Us, You Can.

Copyright © 2024 Lending Bee Pte Ltd. All Rights Reserved. Co. Reg. No. 201841732D.